5 Feb 2021


 It rained on and off overnight last night and so the air was lovely and fresh when we walked this morning. Everything is so green and lush right now, so different to 12 months ago. We've been walking a different way this week for a change and this morning we were treated  to a beautiful sunrise!  Thought I'd share it with you before I head off to work. 

"Always there was a moment - a quick slip of time - when the sun broke free of the trees and bled from its yoke, spilling in red-orange rivers over the silk."

Terry Kay. To Dance With the White Dog.

4 Feb 2021

Job upgrade & budget review plans


Well I was successful at the job interview earlier in the week and I'll start my new position in a few weeks. 

Now that its settled and I'm starting to get some more detailed information on some of the projects I'll be working on.

 I'm actually starting to look forward to having a bit of a change. 

 I expect it will be a very busy year ahead though as the long awaited restructure is going ahead so there will be job losses and job changes ahead. 

So I've decided that for the moment I will just be paying the minimum on the mortgage and stashing my cash until the dust settles at work with all these changes. 

I am hoping its all done by Easter and then we can reassess what we need to do financially.

In the meantime I'm going to do a complete review of our expenses and look at where we can make some savings. We're doing reviews of our budgets on Simple Savings this month. 

Some of us are using this review of budgeting thats using 10 categories of spending drawn from the ABS Household expenditure survey to review spending, so I've signed up for that.

Do you budget? How often do you review your spending?

" A budget is telling your money where to go instead of wondering where it went" Dave Ramsey

Image by mohamed Hassan from Pixabay