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2 Dec 2021

November Progress Report

Heres the numbers for the month:

Mortgage

  • current balance: $30,470
  • down from: $40,866
  • total reduction: $10,396
Savings
  • current balance: $708,860
  • up from: $698,450
  • total increase: $10,410

Only 113 days to go until I retire!! 

I'm feeling so tired and also so excited at the moment. Yesterday I finally confirmed the date that I am leaving work and put in all the leave forms.  Next week I will let colleagues know at our last staff meeting for the year. I need enough time to handover some projects and catch-up on a lot of work before I go. Not long to go now. 

It's been crazy busy at work the last few weeks as the long awaited restructure was announced and I've spent day after day in meetings. I am so grateful to my past self for frugal living and sticking to my savings & debt payoff plans over the years as I am not having to worry about losing my job like many others but about to retire 8 years early. 

We received our tax returns and put it all off the mortgage even though we had decided not to pay any more on it. It's a hard habit to break paying extra off that mortgage. That took us to Year 28 on the mortgage amortisation table so another mortgage milestone passed this month.

This week I bought a few things at the black Friday sales, some courses I'd like to do were half-price and I will actually have time to do them soon! I've been busy with Share the Dignity collection and delivery. I've been daydreaming about the sewing and quilting I want to do next year and what it will feel like to have some energy for life outside of work. `In the meantime I have holidays coming up soon which will be a nice break. 

6 comments:

SAM said...

You really are on the home stretch towards retirement. Good luck.

T'Pol said...

I am sure it is exciting to count back the days. I know, I was:) Sometimes, it may be a bittersweet feeling especially if you like what you do and your colleagues. Cheering for you!

Jan said...

thanks Sam, its starting to feel real now!

Jan said...

thanks T'pol, the only thing I will miss is my colleagues and my students, thats the part of the job I enjoy most.

BustedAndDisgusted said...

So exciting! I am happy for you!!

Jan said...

Thanks! its exciting to be so close to the end. :)